Terms

Last updated: November 1, 2026.

Who we are

Penny After 60 is a project of Ampulheta Studio, a small studio that makes educational videos and free guides about everyday savings for adults over 60. Penny is an AI presenter. You can reach us at hello@pennyafter60.com.

Using this site

The guides and videos are general information, not financial, legal or tax advice. Offers, prices and terms of companies change, so always check each company's current terms before you rely on them. The guides are free for your personal use.

Our email tips

You only get our weekly tips if you tick the box and confirm your email. Every email has a link to unsubscribe. See our privacy page for how we handle your information.

YouTube

Our videos are on YouTube, and Ampulheta Studio uses YouTube API Services to manage its own channels. By using this service you are agreeing to be bound by the YouTube Terms of Service. Google's own handling of your data is described in the Google Privacy Policy.

Removing access

The channel owner can remove this app's access to a Google account at any time in the Google Account permissions page. More details are on our privacy page.

Changes

We may update these terms. The date at the top shows the latest version. Questions? Write to hello@pennyafter60.com.